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Department of Insurance, Securities and Banking

Information About Approved Rates for January 2023 Health Plan Offerings on DC Health Link

Open Enrollment for Plan Year 2023

DC Health Link’s open enrollment begins November 1, 2022 through January 31, 2023. DC Health Link is an online marketplace created for individuals, families, and small business owners in the District of Columbia to shop, compare, and select health insurance that meets their health needs and budgets. For more information, visit dchealthlink.com or call (855) 532-5465.

This page contains approved health plan rate information for the District of Columbia’s health insurance marketplace, DC Health Link, for plan year 2023.

The District of Columbia Department of Insurance, Securities and Banking (DISB) received 238 proposed health insurance plan rates for review from CVS/Aetna, CareFirst BlueCross BlueShield, Kaiser Permanente and United Healthcare in advance of open enrollment for plan year 2023 on DC Health Link, the District of Columbia’s health insurance marketplace.

The average increase in 2023 premiums across all health insurers is 13.6 percent for individuals and 13.3 percent for small group coverage. This will save District residents over $17 million.

CVS/Aetna, CareFirst BlueCross BlueShield, Kaiser Permanente and UnitedHealthcare—the same four major insurance companies as last year—will have plans on DC Health Link. CareFirst and Kaiser Permanente plans cover individuals, families and small businesses for the 2022 plan year. Aetna and UnitedHealthcare plans are only available in the small business market. Overall, 238 plans were filed, up from 184 last year. Small group plans increased by 54 to 211, and the number of individual plans remained at 27.

View the approved health insurance rate filings here.

For additional information on the District's Health Rate Review Process, visit here.

The links below include tables of approved and proposed rates for individual and small business plans to be offered on DC Health Link in 2023. The tables show low, high and average premiums by company, product type and metal level for ages 27, 40 and 55.

Individual Rates
Use the link below to compare proposed rates for individual plans to be sold on DC Health Link in 2023.

Small Business (SHOP) Rates
Use the link below to compare proposed rates for SHOP plans to be sold on DC Health Link in 2022.

Comparison of Year-over-Year Rate Changes
Use this link for a comparison of year-over-year rate increases for those plans offered in 2022 and 2023. The tables are broken down by carrier, product type and metal level.

Carrier Plan Counts
Use this link to review changes to plans offered from 2022 to 2023.

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