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disb

Department of Insurance, Securities and Banking

Exhibit B - Excessive Surplus Assessment Report of GHMSI, Inc. Surplus Position


Monday, August 31, 2009

Exhibit B - Excessive Surplus Assessment Report of GHMSI, Inc. Surplus Position

Prepared by Actuarial Risk Management for DC Appleseed

Surplus Review and Determination Regarding Group Hospitalization and Medical Services, Inc.