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Department of Insurance, Securities and Banking

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Summer Rental Scams: Don’t Let Your Vacation Plans Get Hijacked

As summer travel heats up, scammers are targeting residents searching for quick vacation rentals. Using fake listings, copied photos, and urgent “limited time” offers, fraudsters trick consumers into paying for properties that don’t exist or aren’t available. According to the FBI Internet Crime Complaint Center (IC3), real estate-related scams—including rental fraud—resulted in over $275 million in losses from more than 12,000 victims in 2025. Losses from all internet crimes soared to $20.9 billion, a record high. Source: FBI IC3 Annual Report 2025

How Scammers Operate
    Steal images from legitimate sites to create convincing listings.
    Advertise unusually low prices and vague descriptions.
    Demand payment before providing a contract, often via wire transfer, gift cards, peer-to-peer apps, or       
       cryptocurrency.
    Impersonate reputable rental companies with fake emails and reservation periods.
    Refuse to answer questions or offer virtual tours.

Spot the Red Flags
•    Listings with low prices or vague details.
•    Hosts who won’t provide verification, updated photos, or written contracts.
•    Pressure to book or pay immediately.
•    Requests for payment through insecure methods.

Protect Yourself
•    Use reputable platforms with secure payment systems.
•    Research property addresses, read reviews, and confirm host identities.
•    Get all terms in writing, including cancellation and refund policies.
•    Keep records of communications and payments.

Report Fraud
•    DISB Enforcement and Consumer Protection Division: 202.727.8000
•    FBI IC3: IC3.gov or 202.278.2000
•    Federal Trade Commission: [email protected]

Stay alert, ask questions, and don’t let scammers ruin your summer plans.