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Department of Insurance, Securities and Banking

Insurer Rating Companies

When shopping for insurance, you should also consider an insurer's reputation for financial stability, policyholder service and claims handling practices.

Many insurers offer information about their services on their websites and many independent companies rate the financial condition of insurers. (The District of Columbia Department of Insurance, Securities and Banking is unable to recommend or provide ratings of individual companies.) Each rating company employs its own technique for determining the rating of an insurer. The areas considered generally vary, but may include leverage, management stability, recent performance and financial situation. External factors such as competition, diversification and market presence may also be considered.

Please note: The District of Columbia Department of Insurance, Securities and Banking does not endorse the sites behind these links. We offer them for your additional research. For varying circumstances, the rating companies may not provide reviews for all insurance companies.

AM Best Company
(908) 439-2200, ext. 5742
www.ambest.com

Demotech, Inc.
(800) 354-7207
http://www.demotech.com/