Department of Insurance, Securities and Banking

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Insurance Rates/Rules Filing

The Department of Insurance, Securities, and Banking (DISB) requires all insurers to file rates and rules with DISB for review. The rates/rules must be adequate, not excessive, and not unfairly discriminatory.

All property and casualty filings, except for worker’s compensation and medical malpractice filings, may be submitted under DISB’s “File and Use” provisions. Worker’s compensation filings and medical malpractice filings must be submitted under DISB’s “Prior Approval” provisions.

All accident, health, life, and annuities filings must be submitted under DISB’s “Prior Approval” provisions.

Filings must be submitted [PDF] electronically via the System for Electronic Rate and Form Filing (SERFF). For information concerning SERFF subscription, please contact the NAIC at (816) 783-8500.

DISB’s required documents for submitting rate/rule filings to the agency

To check on the status of a health insurance rate filing, please select the following link:

To view other health-related rate and rule filings, please select the following links:
To check on the status of a property and casualty rate/rule filing or for more information on rate filings, please complete the “Ask the Commissioner” form and select “Insurance Rates/Rules” as the subject.