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Department of Insurance, Securities and Banking

Information About Proposed Rates for January 2024 Health Plan Offerings on DC Health Link

Open Enrollment for Plan Year 2024

DC Health Link’s open enrollment begins November 1, 2023 through January 31, 2024. DC Health Link is an online marketplace created for individuals, families, and small business owners in the District of Columbia to shop, compare, and select health insurance that meets their health needs and budgets. For more information, visit dchealthlink.com or call (855) 532-5465.

This page contains approved health plan rate information for the District of Columbia’s health insurance marketplace, DC Health Link, for plan year 2024.

View the approved health insurance rate filings here.

For additional information on the District's Health Rate Review Process, visit here.

This page contains proposed health plan rate information for the District of Columbia’s health insurance marketplace, DC Health Link, for plan year 2024.

The District of Columbia Department of Insurance, Securities and Banking (DISB) received 215 proposed health insurance plan rates for review from Aetna, CareFirst BlueCross BlueShield, Kaiser and United Healthcare in advance of open enrollment for plan year 2024 on DC Health Link, the District of Columbia’s health insurance marketplace.

The four insurance companies filed proposed rates for individuals, families and small businesses for the 2024 plan year. Overall, 215 plans were filed, compared to 238 last year. The number of small group plans decreased from 211 to 188, while the number of individual plans remained at 27.

In the individual market, CareFirst proposed an average increase of 18.5 percent for HMO plans, and an average increase of 9.9 percent for insurance plans. Kaiser proposed an average increase of 12.0 percent. For small group plans, CareFirst filed average rate increases of 8.1 percent for HMO plans and 9.5 percent for insurance plans. Kaiser proposed an average increase of 10.0 percent. Aetna filed for an average increase of 11.4 percent for HMO plans and an average decrease of 3.8 percent for insurance plans. Finally, United proposed an average increase of 6.6 percent and 6.0 percent for its two HMOs and 6.0 percent for its insurance plans. 

View the proposed health insurance rate filings here. For additional information on the District's Health Rate Review Process, visit here.

The public can comment on the proposed rates by sending an email to [email protected].

The links below include tables of proposed rates for individual and small business plans to be offered on DC Health Link in 2022. The tables show low, high and average premiums by company, product type and metal level for ages 27, 40 and 55.

Individual Rates
Use the link below to compare proposed rates for individual plans to be sold on DC Health Link in 2024.

Small Business (SHOP) Rates
Use the link below to compare proposed rates for SHOP plans to be sold on DC Health Link in 2024.

Comparison of Year-over-Year Rate Changes
Use this link for a comparison of year-over-year rate increases for those plans offered in 2023 and 2024. The tables are broken down by carrier, product type and metal level.

Carrier Plan Counts
Use this link to review changes to plans offered from 2023 to 2024.

Initial Rate Changes
Use this link to review a summary of the proposed rate increases by insurer along with the number of covered lives.

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