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Department of Insurance, Securities and Banking

To find support and resources for federal workers, visit fedsupport.dc.gov.

Back-to-School Scams: Protect Your Wallet this Fall (9/9/25)

Class Is in Session for Scammers

Protect Your Wallet This Fall

As college students gear up for a new semester, scammers are gearing up too. From fake textbook sites to bogus scholarships and apartment rental scams, fraudsters are exploiting the back-to-school rush to steal money and personal information.

Who’s at Risk? 

Students are prime targets. In fact, in 2022, younger individuals (ages 20-29) reported a higher percentage of fraud cases resulting in losses compared to other groups (Federal Trade Commission, FTC Consumer Sentinel Data Book).

Common Scams to Watch For

  • Phony School Supply Sites: Fake websites offer electronics, textbooks, or dorm essentials at steep discounts—but the goods never arrive
  • Scholarship Scams: Unsolicited texts, emails, or social media posts promise financial aid but demand personal info and upfront fees
  • Apartment Rental Rip-Offs: Fraudsters post fake or hijacked listings, pressure students to send deposits fast, and disappear with the cash

How to Stay Scam Safe

  • Vet Online Stores: Read reviews and avoid sites that demand payment via gift cards, wire transfers, or CashApp
  • Verify Rentals: Search the property and management company name with keywords like “scam” or “complaint.” Visit in person if possible
  • Use Trusted Sources: Go through your school’s financial aid office. Never pay scholarship fees without verifying legitimacy. Be wary of high-pressure tactics

Report Fraud Immediately

If you suspect a scam, contact:

  • DISB Enforcement and Consumer Protection Division: 202.727.800
  • DC Metropolitan Police Department: 202.727.4159
  • U.S. Postal Inspection Service: 877.876.2455

Federal Trade Commission (FTC): ReportFraud.ftc.gov