This page contains proposed health plan rate information for the District of Columbia’s health insurance marketplace, DC Health Link, for plan year 2026.
The District of Columbia Department of Insurance, Securities and Banking (DISB) received 188 proposed health insurance plan rates for review from CareFirst BlueCross BlueShield, Kaiser Permanente and United Healthcare in advance of open enrollment for plan year 2026 on DC Health Link, the District of Columbia’s health insurance marketplace.
The three insurance companies filed proposed rates for individuals, families and small businesses for the 2026 plan year. Overall, 188 plans were filed, compared to 198 last year. The number of small group plans decreased from 171 to 161, and the number of individual plans remained at 27.
In the individual market, CareFirst proposed an average increase of 4.1 percent for HMO plans, and 12.6 for insurance plans. Kaiser proposed an average increase of 12.9 percent For small group plans, CareFirst filed average rate increases of 10.1 percent for HMO plans and 8.4 percent for PPO plans. Kaiser proposed an average increase of 10.1 percent. Finally, United proposed an average increase of 8.5 percent and 10.1 percent for its two HMOs and 7.8 percent for its PPO plans.
View the proposed health insurance rate filings here.
For additional information on the District's Health Rate Review Process, visit here.
The links below include tables of proposed rates for individual and small business plans to be offered on DC Health Link in 2026. The tables show low, high and average premiums by company, product type and metal level for ages 27, 40 and 55.
Individual Rates
Use the link below to compare proposed rates for individual plans to be sold on DC Health Link in 2026.
Small Business (SHOP) Rates
Use the link below to compare proposed rates for SHOP plans to be sold on DC Health Link in 2026.
Comparison of Year-over-Year Rate Changes
Use this link for a comparison of year-over-year rate increases for those plans offered in 2025 and 2026. The tables are broken down by carrier, product type and metal level.
Carrier Plan Counts
Use this link to review changes to plans offered from 2025 to 2026.
Initial Rate Changes
Use this link to review a summary of the proposed rate increases by insurer along with the number of covered lives.