This page contains proposed health plan rate information for the District of Columbia’s health insurance marketplace, DC Health Link, for plan year 2023.
The District of Columbia Department of Insurance, Securities and Banking (DISB) has received 208 proposed health insurance plan rates for annual review in advance of open enrollment for plan year 2023. The proposed rates were submitted for DC Health Link, the District of Columbia’s health insurance marketplace, from Aetna, CareFirst BlueCross BlueShield, Kaiser Permanente and United Healthcare. The proposed rates are for individuals, families and small businesses for the 2023 plan year. Overall, the number of plans submitted for 2022 is up by fifty-one from those submitted for 2022.
The number of small group plans increased from 157 to 208 while the number of individual plans remained at 27. One reason for the increase in small group plans is the introduction of standard plans in that market. The set of standard plans has the same benefit and cost sharing across all four carriers.
In the individual market, CareFirst proposed an average increase of 29.3 percent for HMO plans and an average increase of 17.9 percent for PPO plans. Kaiser proposed an average increase of 17.0 percent. For small group plans, CareFirst filed average rate increases of 18.3 percent for HMO plans and 13.3 percent for the PPO plans. Kaiser proposed an average increase of 11.0 percent. Aetna filed for an average decrease of 7.0 percent for HMO plans and an average increase of 5.0 percent for PPO plans. Finally, United proposed an average increase of 13.8 percent and 10.1 percent for its two HMOs and 10.4 percent for its PPO plans.
For additional information on the District's Health Rate Review Process, visit here.
The public can comment on the proposed rates by sending an email to [email protected].
The links below include tables of proposed rates for individual and small business plans to be offered on DC Health Link in 2023. The tables show low, high and average premiums by company, product type and metal level for ages 27, 40 and 55.
Use the link below to compare proposed rates for individual plans to be sold on DC Health Link in 2023.
Small Business (SHOP) Rates
Use the link below to compare proposed rates for SHOP plans to be sold on DC Health Link in 2023.
Comparison of Year-over-Year Rate Changes
Use this link for a comparison of year-over-year rate increases for those plans offered in 2022 and 2023. The tables are broken down by carrier, product type and metal level.
Carrier Plan Counts
Use this link to review changes to plans offered from 2022 to 2023.
Initial Rate Changes
Use this link to review a summary of the proposed rate increases by insurer along with the number of covered lives.