This holiday season, the DC Department of Insurance, Securities and Banking (DISB) reminds residents to stay vigilant against online shopping scams.
How do Scammers Target Holiday Shoppers?
Scammers exploit the holiday rush with fake online stores, irresistible “deals,” and counterfeit products. Here's how they operate:
- Fake Websites: They mimic popular brands or create new, enticing storefronts.
- Time-Sensitive Offers: Ads push you to act fast, claiming deals are fleeting.
- Phony Reviews: They post glowing reviews on fraudulent sites to earn your trust.
- Suspicious Payments: They offer big discounts for avoiding credit card payments, making refunds nearly impossible.
Tips to Shop Securely
- Buy from Trusted Retailers: Stick to official e-commerce sites you know and trust.
- Verify the URL: Look for “https” in the web address—it indicates a secure connection.
- Be Wary of Social Media Deals: Research the seller before clicking.
- Use a Credit Card: It offers better protection against fraud compared to other payment methods.
Report Scams
If you’ve been scammed, report it!
- Contact the DISB Enforcement and Consumer Protection Division at 202.727.8000.
- File a complaint with the FTC at reportfraud.ftc.gov or call 877.382.4357.
Stay safe and scam-free this holiday season, DC!