disb

Department of Insurance, Securities and Banking

Information About Proposed Rates for January 2022 Health Plan Offerings on DC Health Link

This page contains proposed health plan rate information for the District of Columbia’s health insurance marketplace, DC Health Link, for plan year 2022.

The District of Columbia Department of Insurance, Securities and Banking (DISB) received 184 proposed health insurance plan rates for review from Aetna, CareFirst BlueCross BlueShield, Kaiser Permanente and United Healthcare in advance of open enrollment for plan year 2022 on DC Health Link, the District of Columbia’s health insurance marketplace.

The four insurance companies filed proposed rates for individuals, families and small businesses for the 2022 plan year. Overall, 184 plans were filed, compared to 188 last year. The number of small group plans decreased from 163 to 157, and the number of individual plans increased from 25 to 27.

In the individual market, CareFirst proposed an average increase of 11.3 percent for HMO plans, and an average increase of 7.9 percent for PPO plans. Kaiser proposed an average increase of less than 0.1. For small group plans, CareFirst filed average rate increases of 2.5 percent for HMO plans and 8.8 percent for PPO plans. Kaiser proposed an average decrease of 3.1 percent. Aetna filed for an average decrease of 2.1 percent for HMO plans and an average increase of 23.4 percent for PPO plans. Finally, United proposed an average increase of 24.7 percent and 11.7 percent for its two HMOs and 16.1 percent for its PPO plans.

View the proposed health insurance rate filings here.

For additional information on the District's Health Rate Review Process, visit here.


The links below include tables of proposed rates for individual and small business plans to be offered on DC Health Link in 2022. The tables show low, high and average premiums by company, product type and metal level for ages 27, 40 and 55.

Individual Rates
Use the link below to compare proposed rates for individual plans to be sold on DC Health Link in 2022.

Small Business (SHOP) Rates
Use the link below to compare proposed rates for SHOP plans to be sold on DC Health Link in 2022.

Comparison of Year-over-Year Rate Changes
Use this link for a comparison of year-over-year rate increases for those plans offered in 2021 and 2022. The tables are broken down by carrier, product type and metal level.

Carrier Plan Counts
Use this link to review changes to plans offered from 2021 to 2022.

Initial Rate Changes
Use this link to review a summary of the proposed rate increases by insurer along with the number of covered lives.