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Information About Proposed Rates for January 2021 Health Plan Offerings on DC Health Link

This page contains proposed health plan rate information for the District of Columbia’s health insurance marketplace, DC Health Link, for plan year 2021.

The District of Columbia Department of Insurance, Securities and Banking (DISB) received 188 proposed health insurance plan rates for review from Aetna, CareFirst BlueCross BlueShield, Kaiser Permanente and United Healthcare in advance of open enrollment for plan year 2021 on DC Health Link, the District of Columbia’s health insurance marketplace.

The four insurance companies filed proposed rates for individuals, families and small businesses for the 2021 plan year. Overall, 188 plans were filed, compared to 181 last year. The number of small group plans increased from 156 to 163, and the number of individual plans remained at 25.

In the individual market, CareFirst proposed an average increase of 14.7 percent for HMO plans, and an average decrease of 0.6 percent for PPO plans. Kaiser proposed an average decrease of 2.0 percent. For small group plans, CareFirst filed average rate increases of 1.1 percent for HMO plans and an average decrease of 1.6 percent for the PPO plans. Kaiser small group rates proposed, on average, no change from the prior year. Aetna filed for an average increase of 7.4 percent for HMO plans and 38.0 percent for PPO plans. Finally, United proposed an average increase of 17.4 percent and 10.3 percent for its two HMOs and 11.4 percent for its PPO plans.

View the proposed health insurance rate filings here

For additional information on the District's Health Rate Review Process, visit here.


The links below include tables of proposed rates for individual and small business plans to be offered on DC Health Link in 2021. The tables show low, high and average premiums by company, product type and metal level for ages 27, 40 and 55.

Individual Rates

Use the link below to compare proposed rates for individual plans to be sold on DC Health Link in 2021.

Small Business (SHOP) Rates

Use the link below to compare proposed rates for SHOP plans to be sold on DC Health Link in 2021.

Comparison of Year-over-Year Rate Changes

Use this link for a comparison of year-over-year rate increases for those plans offered in 2020 and 2021. The tables are broken down by carrier, product type and metal level.

Carrier Plan Counts

Use this link to review changes to plans offered from 2020 to 2021.

Initial Rate Changes

Use this link to review a summary of the proposed rate increases by insurer along with the number of covered lives.