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Department of Insurance, Securities and Banking

Current Student Borrowers

Student Loan Repayment Strategies

I am entering repayment for the first time. What should I know?
What is the best repayment strategy for me?

Repayment Options: Income-Driven Repayment (IDR)

What is income-driven repayment (IDR)? How do I achieve IDR forgiveness?
What would my payment be under an income-driven repayment (IDR) plan?

Forgiveness Options

What student loan forgiveness options are there? 
What is Public Service Loan Forgiveness (PSLF)? 

Problems with Repayment

How can I postpone student loan repayment?
How do I prevent or get out of default?
I am in default and experiencing wage garnishment or tax refund/Social Security offsets. What can I do?