On behalf of Renaissance Life & Health Insurance Company of America, please find enclosed our revised rates for your review and approval. These rates will be used in conjunction with our Individual Dental Product, INVD-100A-DELTA. These rates were previsouly submitted under SERFF Tracking No. RENA-126496756 and approved on August 11, 2010. Enclosed are: 
1. The updated rates; 
2. The actuarial memorandum; and 
3. Any appropriate transmittal forms, certifications, and/or filing fees. 

Effective on Approval
Status = Assigned
7.110% Change

HIRF-Assigned