Monday, September 9, 2013
Nationwide Life Insurance Company (the "Company") is filing the attached Actuarial Memorandum and Rate Manual for use with a group dental product offered to employers, associations and colleges, filed under SERFF Tracking NWLC-129101060. The forms and rates are new and do not replace any forms or rates previously approved by your department. The product provides preventative, basic, major, and orthodontia benefits. The group policyholder will choose between an indemnity or network plan. We certify that to the best of our knowledge and belief, these forms do not violate any laws or regulations of your state and do not contain any previously disapproved provisions.
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