Enclosed for your review and approval are premium rates for the above referenced forms. The forms are new and will not replace any forms previously approved in your state. The rates were approved in Nebraska, our state of domicile, on July 10, 2009.
Policy Forms 5KM, 5KN and 5KO (filed under SERFF Tracking # AMLC-129279511 are Cancer policies that are guaranteed renewable. The policy will be offered as an individual, family or single parent plan to applicants age 0 to 69. Policy forms 5KM, 5KN and 5KO will be marketed through our Branch Agency distribution system. The implementation date of these rates will be January 1, 2014.
To the best of our knowledge and belief these rates comply with the laws and regulations of your state. These forms do not contain any language that is unusual in terms of normal company or industry standards.