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John Hancock Life Insurance Company (USA)

Wednesday, May 15, 2013

We are submitting gender specific rates for this long-term care product, Custom Care III (CCIII) featuring Benefit Builder, to reflect the differences in our morbidity, mortality, and lapse experience between males and females. The benefit design, product and rider features remain the same as those included in the LTC-11 DC filed with and approved by your department on 1/25/2013, SERFF # MULF-128206506.

Effective on approval
Status = Pending