No part of this filing contains any unusual or possibly controversial items from normal industry standards. Approval of these forms is not required by the Insurance Laws of Canada where this Society is domiciled. 
 
The riders will be marketed through the same distribution method as the certificate to which they are attached. If attached to an illustrated product, they will be included in the illustration used to market that product.

Status: Assigned
Percent Change: n/a

HIRFAssigned