The Department held a public hearing to review the state of the private passenger automobile insurance market in the District of Columbia. The hearing was held on Monday, March 25, 2019 at One Judiciary Square, 441 4th Street, NW, Washington, DC 20001, in the Old Council Chambers. The purpose is to examine the causes that have resulted in large increases in premium rates for automobile insurance in the District in recent years. Several issues were covered related to automobile insurance, including the use of sophisticated models as the basis for developing rates and rating classification, affordability of automobile insurance premiums in the District, the transparency of information available to consumers when purchasing automobile insurance, the impact of changing technologies on automobile insurance, and the competitiveness of the District’s automobile insurance market. During the hearing, the feasibility of establishing standard or low-cost automobile insurance policies was explored.

Witness List

• Robert Hunter, Consumer Federation of America
  • Written Testimony 
• Anna Laitin, Consumers Union
  • Written Testimony 
  • Presentation 
• Luc Athayde-Rizzaro, National Center for Transgender Equality
  • Written Testimony 
• Rich Gibson, American Academy of Actuaries
  • Written Testimony 
• Don Butcher, Metropolitan Washington Association of Independent Insurance Agents
• Wayne McOwen, District of Columbia Insurance Federation
  • Written Testimony 
• Andrew Kirkner, National Association of Mutual Insurance Companies
• Dave Snyder, American Property Casualty Insurance Association
  • Written Testimony 
  • Overview of Major Studies 
  • Presentation 
• Hearing Video