Open Enrollment for Plan Year 2018: The open enrollment season for DC Health Link is Nov. 1, 2017 – Jan. 31, 2018. DC Health Link is an online marketplace created for individuals, families, and small business owners in the District of Columbia to shop, compare, and select health insurance that meets their health needs and budgets. For more information, visit dchealthlink.com or call (855) 532-5465.
This page contains approved health plan rate information for the District of Columbia’s health insurance marketplace, DC Health Link, for plan year 2018.
Four major insurance companies – Aetna, CareFirst BlueCross BlueShield, Kaiser Permanente and UnitedHealthcare –have proposed health plan offerings for individuals, families and small businesses on DC Health Link. Overall, 177 plans were filed, compared to 171 last year. There was no change in the number of small group 151, and individual plans increased from 20 to 26.
The average increase in 2018 premiums across all insurers is 15.64% for individuals and 7.26% for small group plans. The same four major insurance companies as last year – Aetna, CareFirst BlueCross BlueShield, Kaiser Permanente and UnitedHealthcare – will have plans on DC Health Link. CareFirst and Kaiser Permanente plans cover individuals, families and small businesses for the 2018 plan year. Aetna and UnitedHealthcare plans are only available in the small business market.
To view the approved health insurance rate filings, follow this link.
The links below include tables of approved rates for individual and small business plans to be offered on DC Health Link in 2018. The tables show low, high and average premiums by company, product type and metal level for ages 27, 40 and 55. The previous tables of proposed rates are also available for reference below.
Related Press Releases and Notices
- October 19: DISB Approves Rates for 2018 Health Plan Offerings on DC Health Link
- August 17: DISB 2018 Proposed Health Insurance Rates' Public Hearing
- August 4: Notice of Public Hearing: 2018 Proposed Health Insurance Rates
- May 9: Insurers File Proposed Rates for 2018 District of Columbia Health Plan Offerings
Below is a comparison of rates from all individual plans to be offered on DC Health Link in 2018.
Small Business (SHOP) Rates
Below is a comparison of rates from all SHOP plans to be offered on DC Health Link in 2018.
Comparison of Year-over-Year Rate Changes
The chart below is a comparison of year-over-year rate increases for those plans that were offered in both 2017 and 2018. The tables are broken down by carrier, product type and metal level.
- 2018 Comparison of Year-over-Year Rate Changes - Approved
- 2018 Comparison of Year-over-Year Rate Changes - Proposed
Sample 2018 Approved Premiums
The charts below compare premiums for the plans that are included in DC Health Link for both 2017 and 2018. In 2017, there were 20 individual plans. Seven new individual plans were added and one plan was terminated for a total of 26 individual plans for 2018. In 2017, there were 151 small group plans. In 2018, 30 new small group plans were added and 30 small group plans were terminated for a total of 151 small group plans for 2018, 121 of which are available in both 2017 and 2018. These comparisons look at the average difference in premiums for plans offered in both 2017 and 2018 under various scenarios for both individuals and small groups by carrier and metal tier level.
Carrier Plan Counts
This chart shows changes to plans offered from 2017 to 2018.