(Washington, DC) — The DC Department of Insurance, Securities and Banking (DISB) today cautions District residents about websites and faxes promising cheap health insurance policies without delivering on that promise. Many of these websites and faxes collect your personal information, and then sell it to insurance producers who will then contact you about purchasing insurance policies. The claims for high-quality, low-cost health care never materialize, and your personal information may be used without your knowledge or consent.
“Such lead-generating websites and faxes do not directly sell insurance to the consumer, and therefore are not regulated by DISB,” said DISB Interim Commissioner Gennet Purcell, Esq. “We want to warn those who may be asked for personal information, and permission to access their credit history, to be aware of identity theft and other financial frauds.” If you suspect you were a victim of financial fraud, please call DISB immediately at (202) 727-8000 or visit the website at www.disb.dc.gov to file a complaint.
District consumers have more protections when considering health insurance, or any other kind of insurance, by dealing only with individuals and companies licensed by DISB to sell insurance. Consumers may check if the individual or company is licensed by checking our website, www.disb.dc.gov, clicking on “Consumers” and then “Check an insurance agent’s license,” or calling the Licensing Division at (202) 727-8000.
If you are an individual or employer looking for health insurance options, the federal government’s health reform website at www.healthcare.gov will provide you with information on the alternatives available in the District of Columbia. Alternatively, you may visit the District’s health reform site to find health insurance options in the Washington, DC, area.