This is a new Group Accident Insurance product, which will be marketed to:
1. all size employer groups ranging from five (5) employees to any size employer group thereafter; and
2. bona fide associations, trust groups and unions.
At this time, Zurich is not in the process of contracting with any associations, trusts or unions with respect to this new product.
All forms are new and are not intended to replace any other forms currently in use.
Effective Date: 03/14/2014