CPBDI1DC - This is a Blanket Short Term Disability Income Policy that will be available for issue to employers, labor unions, trade organizations, associations, and credit unions in a worksite marketing solicitation as permitted under the laws of your state. This policy will provide self-administered, guaranteed-issue, Basic Disability coverage. The employees or members will not be required to complete an application. 100% of the premiums will be paid by the policyholder. Basic Disability coverage is provided for losses occurring as the result of off-the-job injuries and/or sicknesses. The policy also provides benefits for partial disability, limited mental illness, and waiver of premium.