Filing rate changes for your information to our Grandfathered and Non-Grandfathered association group health benefit plans. These plans are individually underwritten for residents in the following states: AL, AZ, FL, GA, ID, LA, MO, NC, PA, TX, VA, WI and WY. The rate change will be effective for Grandfathered members on 2/1/2012; or 3/1/2012 in the states that requires 45 to 60 days member notice, and for Non-Grandfathered members on 5/1/2012; or 6/1/2012 in the states that requires 45 to 60 days member notice. Mid-West is not issuing any new health benefit plans under the affected forms at this time. Advance notification of this rate increase will be provided subject to the number of days required by the state.