The Medical Protective Company - Medical Malpractice Rate Filing
The reason for the filing is to revise and introduce new rating rules specific to our Dental Program which have no substantive rate impact. * The Aggregate Credit rule is being revised to state that the Moonlighting Rating Rule and New to Company rating rule do not apply to the aggregate capping. * Botulinum Toxin and Dermal Fillers Rating Rule is being introduced to contemplate the change is risk exposure of dentists which perform botox procedures. * The Dental Board Exam Rule is being revised to remove the $25 charge for the coverage. * The Dental Facility Classification Rule is being introduced to provide a rating mechanism for insureds which practice in non-standard dental facilities. * Membership Association Rating Rule is being revised to increase the credit from 5% to 25%. * New to Company Credit is being revised (in some states) and introduced in some states to contemplate the reduced expenses of the business writing a new insured. * Moonlighting Credit is being added to provide a credit to those insureds which are working part - time while in their residency or fellowship program.