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The Medical Protective Company - Medical Malpractice Rate Filing

Monday, September 29, 2008

The reason for the filing is to revise and introduce new rating rules specific to our Dental Program which have no substantive rate impact. * The Aggregate Credit rule is being revised to state that the Moonlighting Rating Rule and New to Company rating rule do not apply to the aggregate capping. * Botulinum Toxin and Dermal Fillers Rating Rule is being introduced to contemplate the change is risk exposure of dentists which perform botox procedures. * The Dental Board Exam Rule is being revised to remove the $25 charge for the coverage. * The Dental Facility Classification Rule is being introduced to provide a rating mechanism for insureds which practice in non-standard dental facilities. * Membership Association Rating Rule is being revised to increase the credit from 5% to 25%. * New to Company Credit is being revised (in some states) and introduced in some states to contemplate the reduced expenses of the business writing a new insured. * Moonlighting Credit is being added to provide a credit to those insureds which are working part - time while in their residency or fellowship program.


Status: Closed-APPROVED
Effective Date: 12/1/2008