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The Doctors Company, an Interinsurance Exchange - Medical Malpractice Rate Filing


Monday, February 23, 2009
Reference: 
DCTR-126042978

THE DOCTORS COMPANY, AN INTERINSURANCE EXCHANGE PHYSICIANS, SURGEONS AND ANCILLARY HEALTHCARE PROVIDERS PROFESSIONAL LIABILITY INSURANCE PROGRAM RULE REVISION We are submitting a rule revision for the captioned program. Based on TDC’s current book of business, there is no rate level impact resulting from this revision. This revision consists of the following changes: 1) extended reporting period coverage rules for death, disability and retirement have been revised (See Section 1-Pages GR-4 and GR-5 of Countrywide Rules and Rates Manual). An appropriate amendatory policy endorsement reflecting this change has been submitted concurrently in SERFF Filing Number DCTR-126043066(2009-DC-MPL01). 2) minimum premium for Surgicenters has been revised (See Section 1-Page GR-7 of Countrywide Rules and Rates Manual). 3) shared business entity coverage premium charge has been revised (See Section 1-Page GR-8 of Countrywide Rules and Rates Manual) 4) minimum premium for auxiliary healthcare professional coverage has been introduced (See Section 1-Page GR-9 of Countrywide Rules and Rates Manual) 5) risk management discount rule has been introduced (See Section 1-Page GR-12 of Countrywide Rules and Rates Manual). 6) deductible discounts have been revised (See Section 2-Page DC-E-1 of Countrywide Rules and Rates Manual) 7) Schedule Rating Plan modification factors have been revised (See Section 2-Pages DC-E-1 and DC-E-2 of Countrywide Rules and Rates Manual) 8) other changes of an editorial nature only have been made to current rating rules The rates and rules included in this revision replace all currently filed rates and rules. Due to a significant change in the format of the new rates and rules manual, a “side-by side” comparison of current and revised rates is not practical. We have enclosed a Rule Change Explanatory Memorandum.

Status: Closed-APPROVED
Effective Date: 2/23/2009
Percent Change: 0%

 

MMRF
Attachment(s): 
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DCTR-126042978.pdf150.14 KB