On behalf of BEST Life and Health Insurance Company, please find enclosed the Rates Filing. Details are provided below as requested:
a. GFD-DP-POL-0113DC-IND, GFD-DP-POL-0113DC-PPO, GFD-DP-CERT-0113DC-IND, GFD-DP-CERT-0113DC-PPO
b. Proposed Effective Date: January 1, 2014
c. This is an initial filing.
d. There are no DC Policyholders.
e. This filing is for offering non-certified dental PPO/indemnity to small and large groups. This product provides coverage for groups not mandated to purchase a certified dental plan, or who have a certified pediatric only dental plan and need coverage for everyone else in their group. These forms do not replace previously filed forms and do not deviate from generally accepted standard insurance practices.
f. Overall Premium Impact of Filing on DC Policyholders: This is a new product filing, not applicable.