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Information About Approved Rates for January 2017 Health Plan Offerings on DC Health Link

Open Enrollment for Plan Year 2017: The open enrollment season for DC Health Link is Nov. 1, 2016 – Jan. 31, 2017.  DC Health Link is an online marketplace created for individuals, families, and small business owners in the District of Columbia to shop, compare, and select health insurance that meets their health needs and budgets.  For more information, visit dchealthlink.com or call (855) 532-5465.‚Äč

This page contains health plan rate information for the District of Columbia’s health insurance marketplace, DC Health Link, for plan year 2017. 

Eight carriers through four major insurance companies – Aetna, CareFirst BlueCross BlueShield, Kaiser Permanente and UnitedHealthcare –have plan offerings for individuals, families and small businesses on DC Health Link.

The average increase in 2017 premiums across all insurers is 7.27% for individuals and .36% for small group plans.  Consumers are encouraged to review DISB’s Consumer Guide: Understanding Your 2017 Health Plan Rate for more information on premiums for each insurer and type of plan. The Consumer Guide also provides information on some of the factors that impacted the development of the 2017 health insurance plan rates.

To view a table of proposed versus approved rate changes, follow this link

The links below include tables of approved rates for individual and small business plans to be offered on DC Health Link in 2017. The tables show low, high and average premiums by company, product type and metal level for ages 27, 40 and 55. The previous tables of proposed rates are also available for reference below.

Related Press Releases

September 28: DISB Approves Rates for 2017 Health Plan Offerings on DC Health Link

May 11: Insurers File Proposed Rates for 2017 District of Columbia Health Plan Offerings

Individual Rates

Below is a comparison of rates from all individual plans to be offered on DC Health Link in 2017.

Small Business (SHOP) Rates

Below is a comparison of rates from all SHOP plans to be offered on DC Health Link in 2017.

Comparison of Year-over-Year Rate Changes

The chart below is a comparison of year-over-year rate increases for those plans that are offered in both 2016 and 2017. The tables are broken down by carrier, product type and metal level.

Sample 2017 Approved Premiums

The charts below compare premiums for the plans that are included in DC Health Link for both 2016 and 2017. In 2016, there were 26 individual plans. In 2017, six individual plans were terminated for a total of 20 individual plans for 2017, and all of those plans are available for sale in both 2016 and 2017. In 2016, there were 136 small group plans. In 2017, 20 new small group plans were added and five small group plans were terminated for a total of 151 small group plans for 2017, 111 of which are available in both 2016 and 2017. These comparisons look at the average difference in premiums for plans offered in both 2016 and 2017 under various scenarios for both individuals and small groups by carrier and metal tier level.

Carrier Plan Counts

This chart shows changes to plans offered from 2016 to 2017.