Office of Legal Affairs The Legal Affairs Office: provides legal guidance on insurance, securities and banking issues to the Insurance Bureau, Securities Bureau, Banking Bureau, Enforcement and Investigation Bureau, and Risk Finance Bureau as well as District of Columbia regulated entities and consumers; drafts laws and regulations addressing insurance, securities and banking issues; negotiates and/or drafts settlement agreements, administrative bulletins, consent orders, administrative orders, rules, adjudicatory petitions, responses to motions, legal memorandums and briefs; develops charges and specifications relative to the denial, suspension and revocation of companies and insurance producers; conducts legal research on issues related to insurance, securities and banking; represents consumers and the Department before the Office of Adjudication, the Commissioner of Insurance, Securities and Banking or his designee during administrative proceedings; and conducts administrative hearings and recommends decisions and orders to the Commissioner.