Consumer Tips and Alerts/Información Para Consumidor   The Department of Insurance, Securities and Banking (DISB), a regulatory agency for the District’s financial services industries, issues consumer tips and alerts to protect consumers from unfair and fraudulent business practices. Select from the following links to learn more. Para la información en español, seleccione el título.     Automobiles / Automóviles COBRA/Displaced  Workers Credit / Crédito Established Families Foreclosure Help Fraud / Fraudes Health / Salud   Home / Casa How to File a Complaint /       Para someter una queja Insurance / Seguros Investments / Inversiones Loans / Prestamos   Life Insurance/Seguros de Vidas Military/Militares  Retirement / Jubilación Seniors / Personas de      Edad Avanzada Small Business Information     Automobiles/Automóviles 10 Cosas que Debe Saber Antes de Comprar Seguro de Automóvil* Winter Weather and Insurance* / Temporada de Invierno y su Seguro* COBRA/Displaced Workers Frequently Asked Questions: Small Group Health Insurance Continuation of Coverage (DC mini-COBRA) and the American Recovery and Reinvestment Act (Stimulus Bill)* COBRA Fact Sheet*   Credit/Crédito Cosigning a Loan* Credit Scoring* Insurance Credit Scoring: A Consumer’s Credit Score May Affect Auto and Homeowners Insurance Premiums*  Want a Free Credit Report*  Established Families  Other Considerations for Established Families* Foreclosure Help  Foreclosure Mitigation Kit* Making Home Affordable.gov  HUD's Settlement Cost Booklet* Home Lending and Foreclosure Rescue Scams* IRS Tax Relief for Homeowners Facing Foreclosure* Fraud/Fraudes  ASSISTANCE Email Scam Automatic Debit Scams* Don't Get Ripped Off: Protect Yourself Against Securities Fraud* El Alza en el Robo de Identidad Inspira la Venta de un Nuevo Tipo de Seguros* How to Avoid Becoming a Victim of Insurance Fraud* Older Americans: How to Avoid Investment Fraud and Abuse*   Preventing Identity Theft* Preventing Securities and Investment Fraud* Preventing Bank Fraud* RESPOND ASAP Email Scam Urgent Business Proposal Email Scam  What Is Insurance Fraud?* What Is Financial Fraud?* Protecting Against Ponzi Schemes* What You Need to Know About Fraud*    Health/Salud  10 Things You Should Know About Buying a Medigap Policy* 10 Things You Should Know About Buying Long-Term Care Insurance* / 10 Cosas que debe conocer antes de adquirir seguro de cuidado prolongado de salud* Proceed With Caution When Buying a Health Discount Card* Consumer Health Insurance Brochures and Publications written by the Health Policy Institute, Georgetown University  Medicare Part D Prescription Drug Coverage Predatory Practices in the Sales of Medicare Products* What You Should Know about Medicare Prescription Drug Coverage* Home/Casa  Foreclosure Mitigation Kit* Making Home Affordable.gov IRS Tax Relief for Homeowners Facing Foreclosure* Home Lending and Foreclosure Rescue Scams* Flood Insurance: As Spring Rains Approach, Flood Insurance Should Be Considered* / Seguro De Inundación: Con las Lluvias de Primavera, el Seguro Contra Inundación es una Consideración* Questions to Ask Your Lender Before Signing a Loan Contract* Reverse Mortgages—Cashing in on Home Ownership* Winter Weather and Insurance* / Temporada de Invierno y su Seguro* What You Should Know Before You Finance Your Home* Insurance/Seguros  10 Things You Should Know about Buying Fixed Deferred Annuities Here is Some Help for Established Families* Here Is Some Help for Seniors and Empty Nesters* 10 Things You Should Know About Buying Cancer Insurance* 10 Things You Should Know About Buying Long-Term Care Insurance* / 10 Cosas que debe conocer antes de adquirir seguro de cuidado prolongado de salud* A Rise in Identity Theft Spurs New Type in Insurance* / El Alza en el Robo de Identidad Inspira la Venta de un Nuevo Tipo de Seguros* Flood Insurance: As Spring Rains Approach, Flood Insurance Should Be Considered* / Seguro De Inundación: Con las Lluvias de Primavera, el Seguro Contra Inundación es una Consideración* Get Smart About Insurance How to Avoid Becoming a Victim of Insurance Fraud* Insurance Credit Scoring: A Consumer’s Credit Score May Affect Auto and Homeowners Insurance Premiums* Insure U / Insure U - Eduquese Acerca del Seguro Investments/Inversiones  Investor Bill of Rights* Investor Education @ Your Library Older Americans: How to Avoid Investment Fraud and Abuse* Preventing Securities and Investment Fraud* Wise and Safe Investing Life Insurance/Seguros de Vida  Life Insurance Tips for Established Families* Life Insurance Tips for Seniors and Empty Nesters* Life Insurance Tips for Young Families* Life Insurance Tips for Young Singles* Loans/Prestamos  Cosigning a Loan* Foreclosure Mitigation Kit*  Making Home Affordable.gov  Payday Loans = Costly Cash* / Los Préstamos de Día de Pago Le Pueden Costar Caro*  Questions to Ask Your Lender Before Signing a Loan Contract* Reverse Mortgages—Cashing in on Home Ownership* Subprime Lending* What You Should Know Before You Finance Your Home* Military/Militares A Salute to Smart Investing* Annuities* Health Insurance*  Home Insurance*  Life Insurance*  Personal Finance for Military Families* Information for Military Personnel* If You've Started a Savings or Investment Plan, Do You Know Where Your Money Is Really Going?* Retirement/Jubilación  Life Insurance Tips for Established Families* Life Insurance Tips for Seniors and Empty Nesters* Wise and Safe Investing  Seniors/Personas de Edad Avanzada  Overview of Medicare and Predatory Sales Practices* Fraud Target: Senior Citzens 10 Things You Should Know About Buying a Medigap Policy* 10 Things You Should Know About Buying Long-Term Care Insurance* Life Insurance Tips for Seniors and Empty Nesters* Older Americans: How to Avoid Investment Fraud and Abuse* Persona de Tercera Edad: Edúquese Sobre las Anualidades* Predatory Practices in the Sales of Medicare Products* Reverse Mortgages—Cashing in on Home Ownership* What You Should Know about Medicare Prescription Drug Coverage* Other Consideration for Seniors and Empty Nesters* Persona de Tercera Edad: Edúquese Sobre las Anualidades* Small Business Information  Introduction to Business Owner's Policy: A Package Solution* Introduction to Liability Insurance*  Introduction to Property Insurance*  Young Singles Renters Insurance for College Students* Other Insurance Tips for Young Singles* Young Familes  Here is Some Help for Young Families* Other Insurance Tips for Young Families*